Table 7 Reasons why households that had access to credit did not receive it
Reasons for not receiving credit | Male-headed households | Female-headed households | ||
|---|---|---|---|---|
f | Responses, % | f | Responses, % | |
Too much paperwork/lengthy procedure | 10 | 14.3 | 3 | 15.0 |
Borrowing is risky | 29 | 41.4 | 4 | 20.0 |
Too high interest rates | 4 | 5.7 | 1 | 5.0 |
No income to service the loan | 4 | 5.7 | 2 | 10.0 |
No need for a loan | 19 | 27.1 | 8 | 40.0 |
Short repayment period | 4 | 5.7 | 2 | 10.0 |
Total | 70a | 100 | 20a | 100 |